KY Notary Remote and Electronic Notarization 2 — Questions and Answers
Question 1: What is an electronic notarial certificate in Kentucky?
- A paper certificate with a digital photo attached
- A certificate that is part of or attached to an electronic document and signed with an electronic signature and seal (Correct answer)
- A scanned copy of a paper certificate
- A certificate stored on a USB drive
Correct answer: A certificate that is part of or attached to an electronic document and signed with an electronic signature and seal
An electronic notarial certificate is a certificate incorporated into or logically associated with an electronic document, executed with the notary's electronic signature and seal.
Question 2: Must a Kentucky electronic notary use a tamper-evident technology for their electronic notarizations?
- No, tamper-evidence is optional
- Yes, the electronic record must be protected by tamper-evident technology (Correct answer)
- Only for real estate documents
- Only when the document is sent internationally
Correct answer: Yes, the electronic record must be protected by tamper-evident technology
Kentucky requires electronic notarizations to use tamper-evident technology to ensure any post-notarization changes to the document are detectable.
Question 3: What must a Kentucky notary do before performing electronic notarizations?
- Complete 20 hours of training
- Register as an electronic notary with the Secretary of State (Correct answer)
- Obtain a separate electronic notary commission
- Purchase a $50,000 surety bond
Correct answer: Register as an electronic notary with the Secretary of State
Kentucky notaries must register their electronic notarization capability with the Secretary of State before performing electronic notarial acts.
Question 4: In a Kentucky remote online notarization, where is the notarial act considered to have been performed?
- At the signer's physical location
- At the notary's physical location (Correct answer)
- In the county named in the document
- At the server location of the RON platform
Correct answer: At the notary's physical location
The notarial act in a Kentucky RON is considered performed at the physical location of the notary at the time of the act.
Question 5: Can a Kentucky notary use a personal electronic device to perform remote online notarizations?
- No, only state-approved hardware is permitted
- Yes, provided the platform and technology meet Kentucky's RON requirements (Correct answer)
- Only if the device is registered with the Secretary of State
- Only tablets and computers are allowed, not smartphones
Correct answer: Yes, provided the platform and technology meet Kentucky's RON requirements
A Kentucky notary may use any personal electronic device for RON as long as the platform and technology satisfy the state's requirements.
Question 6: What does 'knowledge-based authentication' (KBA) involve in the context of Kentucky RON?
- The signer demonstrates knowledge of the document's content
- The signer answers identity-proofing questions based on their personal history and public records (Correct answer)
- The notary confirms knowledge of the signer's identity from prior interactions
- The signer provides a knowledge test administered by the Secretary of State
Correct answer: The signer answers identity-proofing questions based on their personal history and public records
KBA requires the signer to correctly answer dynamic questions drawn from public and private data sources to verify their identity during remote notarization.
KY Notary Remote and Electronic Notarization 2
What is an electronic notarial certificate in Kentucky?