KS DMV KS DMV Insurance Requirements 3

Question 1

In Kansas, what is the SR-22 form used for?

Accepted Answer

A certificate of financial responsibility filed by your insurer to prove you carry required coverage

Answer

SR-22 is a certificate your insurance company files with the Kansas DMV to verify you maintain the required liability coverage, typically required after serious violations.

Question 2

How long is an SR-22 filing typically required in Kansas after a DUI conviction?

Accepted Answer

3 years

Answer

Kansas generally requires an SR-22 filing to be maintained for 3 years following a DUI conviction or other serious driving violation.

Question 3

In Kansas, does auto liability insurance follow the car or the driver?

Accepted Answer

It follows the car — the vehicle's policy is primary regardless of who is driving

Answer

In Kansas, auto liability insurance generally follows the vehicle, meaning the car's insurance policy is primary even if someone other than the owner is driving.

Question 4

What coverage pays for damage to your own vehicle after a collision in Kansas?

Accepted Answer

Collision coverage

Answer

Collision coverage pays for damage to your own vehicle resulting from a collision with another vehicle or object, regardless of fault.

Question 5

What does comprehensive auto insurance cover in Kansas?

Accepted Answer

Non-collision damage such as theft, weather, fire, and vandalism

Answer

Comprehensive coverage pays for vehicle damage from non-collision events, including theft, hail, flood, fire, falling objects, and vandalism.

(KS DMV) Kansas Department of Motor Vehicle Practice Test

(KS DMV) Kansas Department of Motor Vehicle Practice Test

KS DMV KS DMV Insurance Requirements 3