IN Notary - Indiana Notary Remote Online Notarization (RON) Questions and Answers 1 — Questions and Answers
Question 1: An Indiana remote notary is preparing to perform a RON for a principal located in another state. Which of the following is a mandatory condition for the notary to proceed with the notarial act?
- The principal's state must also have laws authorizing remote notarization.
- The notary must be physically located within the state of Indiana during the session. (Correct answer)
- The principal must provide a valid Indiana driver's license for identity proofing.
- The notary must use a remote technology vendor headquartered in Indiana.
Correct answer: The notary must be physically located within the state of Indiana during the session.
Indiana law requires that the remote notary public must be physically located within the boundaries of Indiana at the time the remote notarial act is performed. The principal's location can be in another state or even another country, and the laws of the principal's location do not govern the notarial act.
Question 2: A remote notary in Indiana is conducting a RON session. The notary does not personally know the signer. The remote technology platform first performs a credential analysis. What is the next required step for identity verification?
- The signer must answer a series of knowledge-based authentication (KBA) questions. (Correct answer)
- A credible witness who knows both the notary and the signer must join the session.
- The signer must hold up a second form of photo identification to the camera.
- The notary must call the issuing agency of the credential to verify its authenticity.
Correct answer: The signer must answer a series of knowledge-based authentication (KBA) questions.
When the remote notary does not personally know the signer, Indiana's RON process requires a multi-factor identity verification. This includes credential analysis followed by a knowledge-based authentication (KBA) assessment, which consists of a series of questions based on the principal's personal and credit history.
Question 3: Which of the following must be done by an Indiana remote notary at the beginning of every RON audiovisual recording?
- State the fees being charged for the notarial act.
- Display their physical notary commission certificate to the camera.
- Inform all participating parties that the session will be recorded. (Correct answer)
- Administer the oath before verifying the principal's identity.
Correct answer: Inform all participating parties that the session will be recorded.
Indiana law mandates that before performing a remote notarial act, the remote notary public must inform the participating parties that the remote notarial act will be captured by an audiovisual recording. This ensures all parties are aware of and consent to being recorded.
Question 4: An Indiana notary wants to begin offering remote online notarization services. Which of the following is a key requirement they must fulfill BEFORE they can be authorized?
- Purchase a separate $25,000 errors and omissions insurance policy specifically for RON.
- Hold a current Indiana notary public commission with at least 90 days remaining on the term. (Correct answer)
- Have at least two years of experience as a traditional notary public.
- Be a registered agent for a business located in Indiana.
Correct answer: Hold a current Indiana notary public commission with at least 90 days remaining on the term.
To be eligible to apply for a remote notary authorization in Indiana, an individual must already hold a current, active notary public commission and have at least 90 days remaining before that commission expires.
Question 5: When an Indiana remote notary uses a digital certificate to affix their electronic signature and seal to a document, what is the primary function of that digital certificate?
- To automatically bill the signer for the notarial act.
- To verify the physical location of the notary at the time of signing.
- To encrypt the document so only the signer and notary can view it.
- To render the electronic document tamper-evident. (Correct answer)
Correct answer: To render the electronic document tamper-evident.
The digital certificate attached to the remote notary's electronic signature and seal makes the electronic document tamper-evident. This technology provides a way to verify that the document has not been altered after the notarization was completed.
Question 6: An Indiana remote notary is choosing a technology provider for their RON services. According to Indiana law, the notary must:
- Develop and program their own proprietary software.
- Use only the platform provided directly by the Indiana Secretary of State's office.
- Select one or more vendors from a list approved by the Indiana Secretary of State. (Correct answer)
- Choose the vendor that offers the lowest cost per notarization.
Correct answer: Select one or more vendors from a list approved by the Indiana Secretary of State.
Indiana remote notaries are required to use a remote technology vendor that has been approved by the Indiana Secretary of State. The Secretary of State maintains a list of approved vendors, and the notary must select from this list and notify the state of their choice.
IN Notary - Indiana Notary Remote Online Notarization (RON) Questions and Answers 1
An Indiana remote notary is preparing to perform a RON for a principal located in another state.
Which of the following is a mandatory condition for the notary to proceed with the notarial act?