IL Notary Electronic & Remote Notarization 2

Question 1

Which identity verification method used in Illinois RON asks the principal dynamic questions based on their personal history?

Accepted Answer

Knowledge-based authentication (KBA)

Answer

Knowledge-based authentication uses dynamic questions derived from the principal's personal and financial history to verify identity remotely.

Question 2

Which Illinois office must approve a Remote Online Notarization technology platform before a notary may use it?

Accepted Answer

Illinois Secretary of State

Answer

RON platforms must be registered with the Illinois Secretary of State before an Illinois notary is authorized to use them.

Question 3

What security requirement must an Illinois electronic notary's seal satisfy when applied to a document?

Accepted Answer

Render the notarial certificate tamper-evident

Answer

The electronic seal must be attached to the document in a manner that makes any subsequent alteration detectable.

Question 4

What quality of audio-visual communication is legally required during an Illinois remote online notarization session?

Accepted Answer

Real-time, two-way audio and video

Answer

Illinois law requires real-time, two-way audio and visual communication between the notary and principal throughout the RON session.

Question 5

If an Illinois notary cannot successfully verify a principal's identity during a RON session, the notary must:

Accepted Answer

Refuse to perform the notarial act

Answer

Successful identity verification is a mandatory prerequisite; if it cannot be achieved, the notary must decline to perform the act.

(IL Notary) Illinois Notary Exam Practice Test