Electronic & Remote Notarization Flashcards

Which identity verification method used in Illinois RON asks the principal dynamic questions based on their personal history?

Answer: Knowledge-based authentication (KBA)

Knowledge-based authentication uses dynamic questions derived from the principal's personal and financial history to verify identity remotely.

Which Illinois office must approve a Remote Online Notarization technology platform before a notary may use it?

Answer: Illinois Secretary of State

RON platforms must be registered with the Illinois Secretary of State before an Illinois notary is authorized to use them.

What security requirement must an Illinois electronic notary's seal satisfy when applied to a document?

Answer: Render the notarial certificate tamper-evident

The electronic seal must be attached to the document in a manner that makes any subsequent alteration detectable.

What quality of audio-visual communication is legally required during an Illinois remote online notarization session?

Answer: Real-time, two-way audio and video

Illinois law requires real-time, two-way audio and visual communication between the notary and principal throughout the RON session.

If an Illinois notary cannot successfully verify a principal's identity during a RON session, the notary must:

Answer: Refuse to perform the notarial act

Successful identity verification is a mandatory prerequisite; if it cannot be achieved, the notary must decline to perform the act.

In Illinois RON, credential analysis is the process of:

Answer: Using technology to verify the authenticity of the principal's government-issued ID

Credential analysis uses technology to confirm that the principal's government-issued identification document is genuine and unaltered.

Where must an Illinois notary be physically located when performing a remote online notarization?

Answer: Illinois

Illinois law requires the notary to be physically present within Illinois at the time of performing the remote online notarization.