IL DMV IL DMV Insurance and Financial Responsibility 1

Question 1

What is the minimum bodily injury liability coverage required per person in Illinois?

Accepted Answer

$25,000

Answer

Illinois law requires minimum bodily injury liability of $25,000 per person injured in an accident, part of the 25/50/20 minimum coverage.

Question 2

What is the minimum property damage liability insurance required in Illinois?

Accepted Answer

$20,000

Answer

Illinois requires a minimum of $20,000 in property damage liability coverage, the last number in the 25/50/20 formula.

Question 3

What is the minimum bodily injury liability coverage required per accident in Illinois?

Accepted Answer

$50,000

Answer

Illinois minimum coverage requires $50,000 per accident for bodily injury liability, covering all injured parties in one crash.

Question 4

What document must Illinois drivers carry in their vehicle to prove financial responsibility?

Accepted Answer

Proof of insurance card

Answer

Illinois law requires drivers to carry a valid proof of insurance card in their vehicle at all times and present it upon request.

Question 5

What is an SR-22 form in Illinois?

Accepted Answer

A certificate of financial responsibility filed by your insurer

Answer

An SR-22 is a certificate of financial responsibility that your insurance company files with the state to prove you carry the required minimum coverage.

IL DMV - Illinois Department of Motor Vehicle Practice Test

IL DMV - Illinois Department of Motor Vehicle Practice Test

IL DMV IL DMV Insurance and Financial Responsibility 1