IFA Study Guide 2026

Everything you need to pass the IFA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 IFA Exam Format at a Glance

80
Questions
120 min
Time Limit
70.00%
Passing Score

📚 IFA Topics to Study (38)

✍️ Sample IFA Questions & Answers

1. What does a current ratio of less than 1 indicate?
The company has more current liabilities than current assets

A current ratio below 1 means the company's current liabilities exceed its current assets, indicating potential short-term liquidity problems.

2. Under the Companies Act 2006, a small company is exempt from a statutory audit if it satisfies at least two of which thresholds?
Turnover ≤£10.2m, balance sheet ≤£5.1m, employees ≤50

As of 2016 the small company audit exemption thresholds are annual turnover ≤£10.2m, balance sheet total ≤£5.1m, and average employees ≤50—satisfying two of three qualifies.

3. Under the IASB Conceptual Framework, which of the following is NOT an element of financial statements?
Budget

The IASB Conceptual Framework defines five elements of financial statements: assets, liabilities, equity, income, and expenses; a budget is not one of them.

4. A calendar-year C corporation that expects to owe more than $500 in tax must make estimated tax payments. What are the four due dates?
April 15, June 15, September 15, December 15

C corporations must make estimated tax payments by April 15, June 15, September 15, and December 15 for calendar-year taxpayers.

5. What is 'fiduciary duty' as it applies to company directors?
A legal obligation to act in the best interests of the company and its shareholders, with loyalty and care

Fiduciary duty requires directors to act in the company's best interests with honesty, loyalty, and due care, placing the company's welfare above their own personal interests.

6. What does portfolio diversification achieve for an investor?
Reduces unsystematic risk by combining assets whose returns are not perfectly correlated

Diversification reduces unsystematic risk because when some assets perform poorly, others may perform well, smoothing overall portfolio returns.

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IFA Study Guide 2026 — Exam Format, Topics & Practice Questions