IDES Risk Management & Mitigation 3

Question 1

An IDES risk analyst notices a cluster of claims filed from the same IP address by individuals who all list the same employer as their last job. Which mitigation step should be taken FIRST?

Accepted Answer

Flag the claims for coordinated fraud investigation and place payments on hold pending review

Answer

Clustering indicators suggest coordinated identity theft or employer collusion, requiring immediate flagging and payment hold while a coordinated fraud investigation is opened.

Question 2

Under the Illinois UI Act, what is the maximum additional penalty percentage assessed on a fraudulent overpayment in addition to requiring full repayment?

Accepted Answer

25%

Answer

Illinois law imposes a penalty of 25% of the fraudulent overpayment amount in addition to requiring full repayment of the improperly received benefits.

Question 3

A claimant reports they are self-employed part-time while receiving UI benefits. Which IDES risk management protocol governs whether they remain eligible?

Accepted Answer

Net self-employment earnings are deducted weekly and eligibility is determined by the earnings test

Answer

Under Illinois law, net earnings from self-employment are treated as wages and deducted from the weekly benefit amount, with eligibility determined by whether the claimant's earnings exceed the partial benefit threshold.

Question 4

Which IDES risk mitigation tool is specifically designed to detect claimants who have returned to work with a new employer but have not reported the employment?

Accepted Answer

Benefit Payment Control (BPC) crossmatch with quarterly wage records

Answer

The Benefit Payment Control crossmatch compares ongoing benefit payments against quarterly employer wage records to identify unreported return-to-work situations.

Question 5

A seasonal worker files for UI benefits immediately after their seasonal layoff. What risk factor does IDES evaluate to determine if the employer's account should be relieved of charges?

Accepted Answer

Whether the employer notified the claimant at hire that the position was seasonal and a return date was provided

Answer

For an employer to receive charge relief on seasonal layoff claims, Illinois law generally requires that the employee was notified at hire that the work was seasonal and that a specific return date was communicated.

(IDES) Illinois Department of Employment Security Certification Practice Test

(IDES) Illinois Department of Employment Security Certification Practice Test

IDES Risk Management & Mitigation 3