IBPS Data Interpretation 2 — Questions and Answers
Question 1: A bar chart shows bank branch deposits (in crores): North=450, South=380, East=520, West=290, Central=410. What is the ratio of the highest to the lowest deposit?
- 13:9
- 52:29 (Correct answer)
- 26:15
- 17:9
Correct answer: 52:29
Highest is East=520, Lowest is West=290; ratio = 520:290 = 52:29.
Question 2: A pie chart shows loan distribution: Home=35%, Personal=25%, Vehicle=20%, Education=12%, Others=8%. If total loans are ₹800 crore, what is the value of Education loans?
- ₹96 crore (Correct answer)
- ₹64 crore
- ₹100 crore
- ₹80 crore
Correct answer: ₹96 crore
Education = 12% of 800 = 0.12 × 800 = ₹96 crore.
Question 3: A line graph shows NPA (%) over 5 years: 2019=3.2%, 2020=4.1%, 2021=5.8%, 2022=4.9%, 2023=3.7%. In which year did NPA increase the most compared to the previous year?
- 2020
- 2021 (Correct answer)
- 2022
- 2023
Correct answer: 2021
2021 saw an increase of 5.8−4.1=1.7%, which is the largest year-on-year jump.
Question 4: A table shows bank profits (₹ lakh): Q1=120, Q2=150, Q3=90, Q4=180. What percentage of total annual profit was earned in Q4?
- 33.3% (Correct answer)
- 25%
- 32.7%
- 30%
Correct answer: 33.3%
Total = 120+150+90+180 = 540; Q4% = (180/540)×100 = 33.33%.
Question 5: Two banks A and B have deposits of ₹2400 crore and ₹1800 crore respectively. Bank A's deposits grow by 15% and Bank B's by 20% next year. What will be the combined deposits after one year?
- ₹4920 crore (Correct answer)
- ₹4860 crore
- ₹5040 crore
- ₹4780 crore
Correct answer: ₹4920 crore
A = 2400×1.15 = 2760; B = 1800×1.20 = 2160; Combined = 2760+2160 = ₹4920 crore.
Question 6: A table shows employee count in 3 bank branches: Alpha=240, Beta=180, Gamma=300. If 25% of Alpha's employees are transferred to Gamma, what is the new ratio of Alpha to Gamma?
- 3:5
- 3:7
- 2:5
- 1:2 (Correct answer)
Correct answer: 1:2
Alpha loses 60 (25% of 240), so Alpha=180; Gamma gains 60, so Gamma=360; ratio = 180:360 = 1:2.
Question 7: A bank's revenue from fees (₹ crore): 2021=48, 2022=60, 2023=75. What is the average annual growth rate of fee revenue from 2021 to 2023?
- 25% (Correct answer)
- 27.5%
- 56.25%
- 28.13%
Correct answer: 25%
Growth 2021→2022 = (60−48)/48×100 = 25%; Growth 2022→2023 = (75−60)/60×100 = 25%; Average = 25%.
IBPS Data Interpretation 2
A bar chart shows bank branch deposits (in crores): North=450, South=380, East=520, West=290, Central=410.
What is the ratio of the highest to the lowest deposit?