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Data Interpretation Flashcards

7 cards from real IBPS practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

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  1. A table shows 4 banks' capital adequacy ratios (CAR %): Axis=16.2, ICICI=18.4, SBI=14.7, PNB=15.9. What is the difference between the highest CAR and the average CAR?

    Answer: 2.10%

    Average = (16.2+18.4+14.7+15.9)/4 = 65.2/4 = 16.3%; Highest = 18.4%; Difference = 18.4−16.3 = 2.1%.

  2. A bank's balance sheet shows: Total Assets=₹8000 crore, Loans=₹5000 crore, Investments=₹2000 crore, Other Assets=₹1000 crore. What percentage of assets are invested in loans?

    Answer: 62.5%

    Loans as % = (5000/8000)×100 = 62.5%.

  3. A line chart shows interest rates offered by a bank: Jan=6.5%, Feb=6.8%, Mar=7.2%, Apr=7.0%, May=6.9%. What was the percentage point decrease from March to May?

    Answer: 0.3 pp

    March rate = 7.2%; May rate = 6.9%; Decrease = 7.2−6.9 = 0.3 percentage points.

  4. A clustered bar chart shows NPAs for PSU and Private banks over 3 years (₹ thousand crore): PSU: 6, 7, 8; Private: 1, 1.5, 2. By how much did the PSU-to-Private NPA ratio change from Year 1 to Year 3?

    Answer: Decreased by 2

    Year 1 ratio = 6/1 = 6; Year 3 ratio = 8/2 = 4; The ratio decreased by 2.

  5. ATM transaction data for 5 cities (thousands): Mumbai=850, Delhi=920, Chennai=480, Kolkata=560, Hyderabad=390. What is the combined share (%) of the top 2 cities?

    Answer: 55.3%

    Total = 850+920+480+560+390 = 3200; Top 2 (Delhi+Mumbai) = 920+850 = 1770; Share = (1770/3200)×100 ≈ 55.3%.

  6. A bank offers two FD schemes: Scheme A pays 7% simple interest; Scheme B pays 6.5% compound interest (annual). For ₹1,00,000 over 2 years, which scheme yields more interest and by how much?

    Answer: A by ₹577.50

    A: SI = 1,00,000×0.07×2 = ₹14,000; B: CI = 1,00,000×(1.065²−1) = ₹13,422.50; A yields ₹577.50 more.

  7. A data table shows bank merger outcomes: Pre-merger combined assets = ₹12,000 crore, Post-merger assets = ₹11,400 crore due to asset rationalization. What percentage of assets was written off?

    Answer: 5%

    Assets written off = 12,000−11,400 = 600 crore; % = (600/12,000)×100 = 5%.