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Remote Online Notarization Flashcards

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  1. What is knowledge-based authentication (KBA) in the context of Hawaii RON?

    Answer: A series of questions generated from the signer's personal history that only they should be able to answer

    KBA uses questions derived from the signer's credit history and public records -- such as previous addresses, loan details, or vehicle registrations -- to verify identity.

  2. How does the electronic notarial certificate differ in a Hawaii RON compared to a traditional in-person notarization?

    Answer: It must include a statement that the notarization was performed using remote online notarization technology

    The RON notarial certificate must include all standard elements plus a notation indicating the act was performed remotely using audio-video technology.

  3. Can a Hawaii notary use RON to perform all types of notarial acts, or are some restricted?

    Answer: Some acts may be restricted; the notary should verify which acts are authorized for RON under current Hawaii law

    While RON enables many notarial acts, certain types may have restrictions. The notary should stay current with Hawaii law regarding which acts are authorized for remote performance.

  4. What happens to the recording of a Hawaii RON session if the notary's commission expires?

    Answer: The recordings must be retained and transferred according to state requirements, similar to journal records

    RON recordings, like journal records, must be retained and properly transferred when a notary's commission ends, ensuring continued availability for legal proceedings.

  5. A Hawaii notary performing RON notices the signer appears to be reading answers during the knowledge-based authentication questions. What should the notary do?

    Answer: Stop the session and refuse to proceed, as this suggests the signer may not be who they claim

    If the signer appears to be reading KBA answers, this is a red flag for potential identity fraud. The notary should stop the session and refuse to proceed.

  6. What is credential analysis in the context of Hawaii RON identity verification?

    Answer: Technology-based examination of a government-issued ID to verify its authenticity features

    Credential analysis uses technology to examine security features of a government-issued ID presented during a RON session, verifying it is genuine.