HI DMV Insurance Requirements

Question 1

What is the minimum bodily injury liability coverage required per person in Hawaii?

Accepted Answer

$20,000

Answer

Hawaii law requires a minimum of $20,000 bodily injury liability coverage per person.

Question 2

What is the minimum bodily injury liability coverage required per accident in Hawaii?

Accepted Answer

$40,000

Answer

Hawaii requires a minimum of $40,000 bodily injury liability per accident, covering multiple injured parties.

Question 3

What is the minimum property damage liability coverage required in Hawaii?

Accepted Answer

$10,000

Answer

Hawaii requires a minimum of $10,000 in property damage liability coverage per accident.

Question 4

Hawaii is considered what type of auto insurance state?

Accepted Answer

No-fault state

Answer

Hawaii is a no-fault state, meaning drivers first file claims with their own insurance regardless of who caused the accident.

Question 5

What does PIP stand for in Hawaii auto insurance?

Accepted Answer

Personal Injury Protection

Answer

PIP stands for Personal Injury Protection, which covers medical expenses and lost wages after an accident regardless of fault.

HI DMV - Hawaii Department of Motor Vehicle Practice Test