HI DMV Insurance Requirements 3

Question 1

What is a common penalty for driving without insurance in Hawaii?

Accepted Answer

Fines, license suspension, and possible vehicle impoundment

Answer

Driving without insurance in Hawaii can result in fines, suspension of driving privileges, and impoundment of the vehicle.

Question 2

When you register a new vehicle in Hawaii, what must you provide as part of the registration process?

Accepted Answer

Proof of valid Hawaii auto insurance

Answer

Hawaii requires proof of valid auto insurance when registering a motor vehicle.

Question 3

If you are involved in an accident in Hawaii and do not have insurance, you may face which consequence?

Accepted Answer

Suspension of your driver's license

Answer

Being in an accident without insurance in Hawaii can lead to suspension of your driver's license in addition to other penalties.

Question 4

Which statement about Hawaii's minimum insurance requirements is TRUE?

Accepted Answer

Both liability and PIP coverage are required by law

Answer

Hawaii law requires both liability coverage and Personal Injury Protection (PIP) as minimum insurance for all motor vehicles.

Question 5

Comprehensive auto insurance in Hawaii would cover which of the following scenarios?

Accepted Answer

Damage to your car from a falling tree

Answer

Comprehensive coverage pays for non-collision damage to your vehicle such as theft, vandalism, weather, or falling objects.

HI DMV - Hawaii Department of Motor Vehicle Practice Test