HI DMV Insurance Requirements 2

Question 1

Under Hawaii's no-fault insurance system, whose insurance covers your medical expenses after an accident?

Accepted Answer

Your own insurance

Answer

Under Hawaii's no-fault system, your own PIP insurance covers your medical expenses regardless of who was at fault.

Question 2

What happens to your vehicle registration in Hawaii if you let your auto insurance lapse?

Accepted Answer

Your registration may be suspended

Answer

Hawaii can suspend a vehicle's registration if the owner fails to maintain the required minimum auto insurance.

Question 3

Which of the following is an acceptable form of proof of insurance in Hawaii?

Accepted Answer

An insurance ID card issued by your insurer

Answer

An insurance ID card issued by your insurance company is a standard and accepted proof of insurance in Hawaii.

Question 4

In Hawaii, if you are in an accident and the other driver is uninsured, which of your coverages helps pay your costs?

Accepted Answer

Uninsured motorist coverage

Answer

Uninsured motorist coverage protects you when the at-fault driver has no insurance to cover your damages.

Question 5

What does liability insurance cover in Hawaii?

Accepted Answer

Injuries and property damage you cause to others

Answer

Liability insurance covers bodily injury and property damage that you cause to other people in an accident.

HI DMV - Hawaii Department of Motor Vehicle Practice Test