Practice Test GeeksHI DMV - Hawaii Department of Motor Vehicle Practice Test
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Insurance Requirements Flashcards

7 cards from real HI DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Insurance Requirements flashcards as text

  1. What is the minimum bodily injury liability coverage required per person in Hawaii?

    Answer: $20,000

    Hawaii law requires a minimum of $20,000 bodily injury liability coverage per person.

  2. What is the minimum bodily injury liability coverage required per accident in Hawaii?

    Answer: $40,000

    Hawaii requires a minimum of $40,000 bodily injury liability per accident, covering multiple injured parties.

  3. What is the minimum property damage liability coverage required in Hawaii?

    Answer: $10,000

    Hawaii requires a minimum of $10,000 in property damage liability coverage per accident.

  4. Hawaii is considered what type of auto insurance state?

    Answer: No-fault state

    Hawaii is a no-fault state, meaning drivers first file claims with their own insurance regardless of who caused the accident.

  5. What does PIP stand for in Hawaii auto insurance?

    Answer: Personal Injury Protection

    PIP stands for Personal Injury Protection, which covers medical expenses and lost wages after an accident regardless of fault.

  6. What is the minimum Personal Injury Protection (PIP) coverage required in Hawaii?

    Answer: $10,000

    Hawaii requires a minimum of $10,000 in PIP coverage per person to pay for medical expenses after an accident.

  7. When must you be able to show proof of motor vehicle insurance in Hawaii?

    Answer: Whenever requested by a law enforcement officer

    Hawaii drivers must be able to produce proof of insurance whenever requested by a law enforcement officer.