Geico Assessment Test Geico Knowledge 3

Question 1

Which of the following is NOT a typical type of coverage offered in an auto insurance policy?

Accepted Answer

Mortgage coverage

Answer

Liability coverage

Answer

Collision coverage

Answer

Comprehensive coverage

Question 2

In insurance, what is a 'deductible'?

Accepted Answer

The amount the policyholder pays before insurance covers the rest

Answer

The amount the insurer pays first

Answer

A monthly bonus

Answer

The agent's commission

Question 3

What is a 'premium' in insurance terms?

Accepted Answer

The payment made to keep a policy active

Answer

The total claim payout

Answer

A type of discount

Answer

The deductible amount

Question 4

Liability coverage in an auto policy primarily protects against what?

Accepted Answer

Costs when you are at fault for others' injuries or property damage

Answer

Damage to your own car from theft

Answer

Medical bills for your passengers only

Answer

Wear and tear on your tires

Question 5

Besides auto, GEICO also offers policies for which of the following?

Accepted Answer

Homeowners and renters insurance

Answer

Pet adoption services

Answer

Stock trading

Answer

Mobile phone plans

Question 6

What is comprehensive auto coverage designed to pay for?

Accepted Answer

Non-collision damage like theft, fire, or hail

Answer

Damage from collisions with other cars

Answer

Your monthly premium

Answer

Routine oil changes

Question 7

Which factor commonly affects an auto insurance premium?

Accepted Answer

The policyholder's driving record

Answer

The color of the car only

Answer

The customer's favorite food

Answer

The day of the week