Geico Assessment Test Verbal Reasoning Flashcards
6 cards from real Geico Assessment Test practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Geico Assessment Test Verbal Reasoning flashcards as text
A Geico policy document states: 'Coverage applies unless the insured vehicle is used for commercial purposes without endorsement.' What does this mean for a driver who uses their personal car to deliver food on weekends?
Answer: Coverage may be denied because the vehicle is used for commercial purposes without an endorsement
The clause explicitly excludes commercial use without an endorsement, so food delivery — a commercial activity — could void coverage.
Read the following sentence: 'Policyholders who fail to disclose prior accidents may have their claims denied on the basis of material misrepresentation.' What is the key legal concept described?
Answer: Material misrepresentation
Material misrepresentation means a policyholder withheld or falsified facts that would have affected the insurer's decision to issue or price a policy.
Which word is closest in meaning to 'liable' as used in insurance contexts?
Answer: Responsible
In insurance and legal language, 'liable' means legally responsible for damages or obligations.
A Geico notice reads: 'Your premium has been recalculated due to an adverse driving record.' What does 'adverse' most likely mean here?
Answer: Unfavorable
'Adverse' means unfavorable or harmful, so an adverse driving record includes tickets, accidents, or violations that increase risk.
The following passage appears in a Geico FAQ: 'Comprehensive coverage protects against losses not caused by a collision, such as theft, vandalism, or weather damage.' Which event would NOT be covered under comprehensive?
Answer: A rear-end collision at a stop sign
A rear-end collision is a collision event, which falls under collision coverage, not comprehensive coverage.
In an insurance document, 'subrogation' is described as: 'The right of the insurer to pursue a third party that caused an insurance loss to the insured.' What best paraphrases this definition?
Answer: The insurer's right to seek reimbursement from the party responsible for a loss
Subrogation allows an insurer to recover money paid on a claim from the at-fault third party.