Geico Assessment Test Geico Assessment Test Verbal Reasoning 2

Question 1

Choose the word that best completes the sentence: 'The adjuster carefully _______ the damage before approving the repair estimate.'

Accepted Answer

assessed

Answer

delegated

Answer

deferred

Answer

terminated

Question 2

A Geico email states: 'Your renewal quote reflects a 12% surcharge due to a recent at-fault accident.' What is a surcharge in this context?

Accepted Answer

An additional charge added to the premium as a penalty

Answer

A discount applied for safe driving

Answer

A refund issued after a claim

Answer

A fee for changing your coverage level

Question 3

Which sentence uses the word 'deductible' correctly?

Accepted Answer

The deductible is the amount the policyholder must pay out of pocket before insurance coverage kicks in.

Answer

The deductible is the maximum amount the insurer will pay on a claim.

Answer

The deductible is the monthly payment made to keep a policy active.

Answer

The deductible is a penalty charged when a policy is cancelled early.

Question 4

A policy exclusion clause reads: 'This policy does not cover intentional acts by the insured.' Which situation would fall under this exclusion?

Accepted Answer

A driver deliberately rams another vehicle during an argument

Answer

A driver accidentally rear-ends another car

Answer

A car is damaged in a hailstorm

Answer

A passenger is injured when the driver runs a red light by mistake

Question 5

What does it mean when a Geico letter states your policy has been 'rescinded'?

Accepted Answer

Your policy has been cancelled and treated as if it never existed

Answer

Your policy has been renewed for another term

Answer

Your coverage has been upgraded to a higher tier

Answer

Your premium has been reduced due to a good driving record

Question 6

In a Geico policy summary, 'endorsement' is listed as an add-on. What does an endorsement do?

Accepted Answer

It modifies or adds coverage to a standard policy

Answer

It cancels a portion of the existing coverage

Answer

It replaces the entire policy with a new one

Answer

It transfers the policy to another person