Insurance and Financial Responsibility Flashcards
6 cards from real GA DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Insurance and Financial Responsibility flashcards as text
What is the minimum liability insurance coverage required for Georgia drivers?
Answer: $25,000/$50,000/$25,000
Georgia requires minimum liability coverage of $25,000 per person/$50,000 per accident for bodily injury and $25,000 for property damage.
In Georgia, what document proves you have the required auto insurance?
Answer: Insurance ID card or electronic proof on a mobile device
Georgia accepts both physical insurance ID cards and electronic proof displayed on a mobile device as valid proof of insurance.
What happens to your Georgia vehicle registration if you cancel your auto insurance?
Answer: Your registration will be suspended until insurance is reinstated
Georgia's electronic insurance verification system can detect lapses, and your registration may be suspended if coverage is cancelled.
Georgia's 'no-fault' insurance system means:
Answer: Georgia does NOT have no-fault insurance — it is an at-fault state
Georgia is an 'at-fault' (tort) state, meaning the driver responsible for the accident is liable for damages and injuries.
What is the fine for a first offense of driving without insurance in Georgia?
Answer: $200
A first offense for driving uninsured in Georgia results in a fine of $200 and possible suspension of your registration.
Under Georgia law, a driver must show proof of insurance:
Answer: When requested by law enforcement or when registering a vehicle
Georgia drivers must show proof of insurance when asked by a police officer and when registering or renewing vehicle registration.