Insurance and Financial Responsibility Flashcards
6 cards from real GA DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Insurance and Financial Responsibility flashcards as text
Georgia's liability insurance covers which of the following?
Answer: Injuries and property damage you cause to others
Liability insurance covers bodily injury and property damage that you cause to other people in an accident — not your own losses.
What is collision coverage in Georgia auto insurance?
Answer: Coverage for damage to your vehicle from a collision regardless of fault
Collision coverage pays for repairs to your own vehicle after a crash, regardless of who was at fault.
What does comprehensive auto insurance cover in Georgia?
Answer: Non-collision damage such as theft, weather, or hitting an animal
Comprehensive coverage pays for non-collision losses like theft, vandalism, fire, weather damage, and animal strikes.
In Georgia, a driver who is found at fault in an accident and has no insurance may face:
Answer: License suspension, fines, and personal liability for all damages
An uninsured at-fault driver in Georgia faces license suspension, fines, and personal financial liability for all damages and medical costs.
When must a Georgia driver notify their insurance company after an accident?
Answer: As soon as reasonably possible after the accident
Most Georgia insurance policies require prompt notification of accidents; delaying too long can result in denial of your claim.
In Georgia, what is the consequence of a second offense of driving without insurance?
Answer: $400 fine and possible vehicle impoundment
A second offense for driving without insurance in Georgia results in a $400 fine and possible vehicle impoundment.