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Insurance and Financial Responsibility Flashcards

6 cards from real GA DMV practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 6 Insurance and Financial Responsibility flashcards as text

  1. If you are involved in a Georgia traffic accident causing injury or death, you must report it to:

    Answer: Law enforcement immediately

    Georgia law requires that any accident involving injury, death, or significant property damage be reported to law enforcement immediately.

  2. Georgia's SR-22 certificate is required for drivers who:

    Answer: Have had their license suspended for certain violations

    An SR-22 is a certificate of financial responsibility filed by your insurer that Georgia requires for drivers reinstating a suspended license.

  3. What is the purpose of uninsured motorist coverage in Georgia?

    Answer: It protects you if you are hit by a driver with no insurance or insufficient coverage

    Uninsured motorist coverage pays for your injuries and damages when the at-fault driver has no insurance or not enough insurance.

  4. In Georgia, how long must an SR-22 filing be maintained?

    Answer: 3 years

    Georgia requires SR-22 filings to be maintained continuously for 3 years; letting it lapse resets the period.

  5. What is the minimum property damage liability coverage required in Georgia?

    Answer: $25,000

    Georgia requires a minimum of $25,000 in property damage liability coverage per accident.

  6. In Georgia, what must a driver do if they are involved in an unattended vehicle accident?

    Answer: Leave a written note with contact information and notify police

    If you hit an unattended vehicle in Georgia, you must leave a note with your name and contact info and notify police.