Risk Assessment & Management Flashcards
7 cards from real Funeral Service Test practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 7 Risk Assessment & Management flashcards as text
A funeral home's refrigeration unit fails overnight and stored unembalmed remains are affected. The PRIMARY risk management response is to:
Answer: Assess the condition of remains, document findings, and prioritize embalming or alternative preservation
Assessing condition and prioritizing preparation preserves the remains' integrity and limits further deterioration, which is the core operational risk response.
Under EPA regulations, how must a funeral home dispose of embalming wastewater (containing formaldehyde and bodily fluids)?
Answer: It may be discharged to a sanitary sewer if permitted by the local POTW
EPA regulations generally allow embalming wastewater to be discharged to a publicly owned treatment works (POTW) if the local authority grants permission.
Which type of insurance is MOST critical for protecting a funeral home against claims of misidentification of remains?
Answer: Professional liability (errors and omissions) insurance
Professional liability (E&O) insurance covers claims arising from professional mistakes such as misidentification, which general liability policies typically exclude.
A funeral home director is planning a risk assessment for a new satellite preparation facility. Which factor should be evaluated FIRST?
Answer: Compliance with local zoning, OSHA, and state licensing requirements
Regulatory compliance must be verified first, as operating without proper licensing or in violation of OSHA standards creates immediate legal and safety risks.
The concept of 'risk retention' is BEST illustrated in funeral home operations by:
Answer: Choosing to self-insure against minor slip-and-fall incidents through a reserve fund
Risk retention means knowingly accepting responsibility for a potential loss, often by setting aside funds rather than purchasing insurance for that exposure.
When assessing the risk of handling decomposed remains, which PPE item is MOST critical beyond standard gloves and gown?
Answer: Respiratory protection (N95 or higher respirator)
Decomposed remains release aerosolized bacteria and harmful gases, making respiratory protection essential to prevent inhalation injury or infection.
A state funeral board inspector finds that a funeral home has no written Exposure Control Plan. The funeral home is MOST directly in violation of:
Answer: OSHA Bloodborne Pathogens Standard (29 CFR 1910.1030)
A written Exposure Control Plan is a mandatory requirement of OSHA's Bloodborne Pathogens Standard, not an optional best practice.