FTT Accident Procedures 2 — Questions and Answers
Question 1: What should you do to secure the accident scene on a Singapore road?
- Leave everything as it is
- Turn on hazard lights, place a warning triangle at a safe distance behind the vehicle, and direct traffic if safe to do so (Correct answer)
- Move all vehicles immediately
- Only take photographs
Correct answer: Turn on hazard lights, place a warning triangle at a safe distance behind the vehicle, and direct traffic if safe to do so
Activate hazard lights, place a warning triangle at least 20 metres behind the vehicle (further on expressways), and if possible, guide other traffic safely around the accident scene.
Question 2: When can a vehicle be moved after an accident on a Singapore road?
- Never — wait for police
- Minor accidents with no injuries: move vehicles to the road shoulder to avoid blocking traffic; serious accidents: do not move until police arrive (Correct answer)
- Immediately in all cases
- Only after photographs are taken
Correct answer: Minor accidents with no injuries: move vehicles to the road shoulder to avoid blocking traffic; serious accidents: do not move until police arrive
For minor damage-only accidents, vehicles should be moved to avoid causing traffic congestion. For serious accidents involving injuries, vehicles should not be moved until police arrive and document the scene.
Question 3: What is the GIA (General Insurance Association) Motor Claims Framework in Singapore?
- A government insurance scheme
- A framework that streamlines motor accident claims processing through agreed guidelines between insurers for straightforward cases (Correct answer)
- A driving school programme
- A vehicle repair certification
Correct answer: A framework that streamlines motor accident claims processing through agreed guidelines between insurers for straightforward cases
The GIA Motor Claims Framework provides standardised procedures for handling motor accident claims, including agreed repair protocols and turnaround times, making the claims process more efficient for policyholders.
Question 4: What documentation should a driver collect at the scene of a traffic accident in Singapore?
- No documentation is needed
- Photographs of damage, road conditions, and positions of vehicles; other party's details; witness contact information; and a sketch of the accident scene (Correct answer)
- Only the other driver's name
- Only their insurance policy number
Correct answer: Photographs of damage, road conditions, and positions of vehicles; other party's details; witness contact information; and a sketch of the accident scene
Comprehensive documentation strengthens any insurance claim: photograph all damage, the accident scene, road conditions, and traffic signs. Note the time, weather, and road conditions. Get witness details.
Question 5: What is the driver's obligation regarding their own insurance company after an accident in Singapore?
- No obligation to inform the insurer
- Notify the insurance company as soon as possible, usually within 24 hours, and submit a completed claim form with supporting documents (Correct answer)
- Only inform them if making a claim
- Wait for the other party to contact your insurer
Correct answer: Notify the insurance company as soon as possible, usually within 24 hours, and submit a completed claim form with supporting documents
Drivers must notify their insurance company promptly, even if they were not at fault. Late notification can complicate or invalidate the claim. Most insurers require notification within 24 hours.
Question 6: What compensation can an injured party claim from the driver at fault in a Singapore traffic accident?
- Only vehicle repair costs
- Medical expenses, loss of income, vehicle repair costs, rental car costs, and pain and suffering (Correct answer)
- Only pain and suffering
- No compensation is available — insurance covers everything
Correct answer: Medical expenses, loss of income, vehicle repair costs, rental car costs, and pain and suffering
An injured party can claim various types of damages including medical bills, loss of earnings, vehicle repair or replacement costs, transport expenses, and general damages for pain and suffering.
FTT Accident Procedures 2
What should you do to secure the accident scene on a Singapore road?