FREE Real Estate Sales Fair Housing Laws Questions and Answers

Question 1

Which of the following protected characteristics is NOT explicitly covered under the original Fair Housing Act of 1968?

Accepted Answer

Sexual Orientation

Answer

Race

Answer

Religion

Answer

National Origin

Question 2

A real estate agent is showing properties and, when asked about the demographics of a particular neighborhood, states, 'This area is rapidly changing, and you'll find a very diverse group of people moving in.' This statement, while seemingly neutral, could be perceived as a subtle form of what prohibited discriminatory practice?

Accepted Answer

Steering

Answer

Redlining

Answer

Blockbusting

Answer

Reverse Discrimination

Question 3

A landlord refuses to rent an apartment to a family with two young children, stating, 'We prefer a quieter environment and children tend to be too noisy.' Under which protected class would this refusal most likely be considered a violation of Fair Housing laws?

Accepted Answer

Familial Status

Answer

Disability

Answer

Sex

Answer

National Origin

Question 4

Which of the following actions is generally permissible under the Fair Housing Act?

Accepted Answer

Refusing to rent to someone because they have a poor credit history.

Answer

Advertising a property with the phrase 'ideal for Christian family'.

Answer

Denying housing to a person using a wheelchair because the building lacks a ramp.

Answer

Charging a higher security deposit to tenants of a specific ethnic background.

Question 5

A mortgage lender consistently denies loan applications from residents of a specific low-income neighborhood, regardless of the individual applicants' creditworthiness. This practice is best described as:

Accepted Answer

Redlining

Answer

Blockbusting

Answer

Steering

Answer

Predatory Lending

Question 6

An agent is discussing a property with a client who uses a service animal. The client asks if they will be charged an extra pet deposit. According to Fair Housing laws regarding disabilities, what is the correct information the agent should provide?

Accepted Answer

Service animals are not considered pets, and a landlord cannot charge a pet deposit or pet rent for them.

Answer

A landlord can charge a pet deposit for a service animal, but it must be refundable.

Answer

The landlord can charge a pet deposit, but only if the service animal causes damage.

Answer

Service animals are subject to the same pet policies as other animals, including deposits.