FREE GEICO Insurance Questions And Answers
What exactly does "Bodily Injury (BI) Liability" involve?
"Bodily Injury (BI) liability" protects people, not your vehicle. As a result, having the same level of coverage for all of your vehicles is a good idea. Answers C and D represent additional types of coverage ("Property Damage Liability" and "Personal Injury Protection," respectively) that are also prudent to have.
What precisely is a "Personal Umbrella Policy"?
Personal Umbrella Policies" can assist in avoiding financial hardship. This coverage kicks in after the liability on your homeowners, auto, and boat insurance have been exhausted. Umbrella insurance covers injuries, property damage, certain lawsuits, and some personal liability situations.
Which of the following factors does NOT affect your insurance premium?
The myth that if you drive a red car, you will have to pay more for insurance is just that: a myth. Car insurance rates are determined by actuaries, who evaluate risk using statistical data. Insurance rates are then calculated based on an individual's likelihood of being involved in an accident.
Which of the following is a benefit of GEICO's "Emergency Roadside Service"?
You can get roadside assistance with any of the aforementioned with GEICO's Emergency Roadside Service (ERS) added to your policy. By making a brief phone call or using the GEICO Mobile app on your Android or iOS device, assistance is already on the way. You'll receive quick, simple, and individualized service along with a GPS locator and 24/7 assistance.
"Comprehensive coverage" includes everything except ?
Comprehensive coverage pays for damage to your vehicle that is not the result of a collision, such as theft, vandalism, animal damage, and hail. Assume your vehicle has been stolen. This coverage will pay up to the actual cash value of your vehicle, less the deductible you choose.
If you don't own a car, you don't need car insurance.
Even if you don't own a car, you may require car insurance. You must be covered as a driver whenever you get behind the wheel of a rental car or a friend's car. When you are found to be at fault, "Non-Owner Insurance" pays for the injuries and property damage caused to other drivers and their passengers. Furthermore, "Non-Owner Insurance" provides continuous auto insurance coverage, which will help you avoid gaps in coverage and may lower your insurance rates when you buy a new vehicle.
How does "Accident Forgiveness" work?
Even the best drivers are involved in car accidents. You deserve some credit if you have a clean driving record. As a result, GEICO offers accident forgiveness to drivers who have been accident-free for at least five years. *Please keep in mind that your eligibility for GEICO Accident Forgiveness is determined by your specific policy type, as well as state laws and regulations.
