Free Contractor Certificate Insurance Information Questions and Answers

Question 1

What type of insurance is typically required for a contractor to obtain a certificate to work?

Accepted Answer

General Liability Insurance

Answer

Homeowner’s Insurance

Answer

Travel Insurance

Answer

Life Insurance

Question 2

Which of the following covers medical expenses for injuries sustained by a contractor's employees on the job site?

Accepted Answer

Worker’s Compensation Insurance

Answer

General Liability Insurance

Answer

Professional Liability Insurance

Answer

Auto Insurance

Question 3

Which entity typically requires proof of insurance from a contractor before issuing a license or certificate?

Accepted Answer

State Licensing Board

Answer

Local Tax Authority

Answer

Client or Customer

Answer

Trade Association

Question 4

Which of the following would NOT be covered by a contractor's general liability insurance?

Accepted Answer

A lawsuit filed by a client for poor workmanship

Answer

Property damage to a client's home

Answer

A customer slipping and falling on the job site

Answer

Damage caused to a neighboring property during construction

Question 5

How often does a contractor typically need to renew their insurance to keep their certificate valid?

Accepted Answer

Annually

Answer

Monthly

Answer

Every 5 years

Answer

Only when they change jobs