So I passed the TMA certification last week and I honestly can't believe it. Failed my first attempt back in March by just 4 points — got a 71 when I needed a 75 — and it was crushing. I'd been using a random study guide I found online and clearly it wasn't cutting it.
Second time around I completely changed my approach. I spent about 6 weeks this time instead of 3, and I found a solid TMA practice test site that actually matched the question style on the real exam. The treasury management concepts and cash flow forecasting questions were where I kept losing points, so I drilled those specifically. Did timed practice sessions every other day for the last two weeks.
My biggest exam tip: don't just memorize definitions. The TMA exam loves scenario-based questions where you have to apply concepts to a real business situation. I probably did 300+ practice questions total before I felt confident. Scored an 82 on the real thing. Happy to answer questions if anyone's preparing right now.