Finally passed PIBA after failing twice — here's what actually helped
Okay so I've been lurking here for months and I feel like I owe it to this community to share my experience since so many posts helped me. I sat for the PIBA exam three times total — failed in October, failed again in January, and finally passed last month with a 78. The first two attempts I was just reading the handbook and hoping for the best, which... yeah, don't do that.
What changed everything was actually doing structured practice. I found a solid PIBA practice test online that mimicked the real question format pretty closely, and I worked through it timed, then reviewed every wrong answer. I also grabbed a study guide that broke down the insurance broker regulations by topic instead of just dumping everything at once. Spent about 6 weeks, maybe 90 minutes a day.
The sections that tripped me up most were the fiduciary duty questions and the disclosure requirements — way more nuanced than they look. Anyone else currently prepping? Happy to share the specific exam tips that moved the needle for me.