Failed CHAA twice — what finally worked for me on third attempt

by Hannah K. 18 views3 replies
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Hannah K.OP
May 27, 2026

I'm not going to sugarcoat it — I bombed the CHAA exam twice before I finally passed last month. First time I barely cracked 60%, second time I hit 68% (passing is 70%). Both times I thought I'd studied enough but kept getting wrecked by the insurance verification and patient access workflow questions. I honestly didn't realize how deep they go into HIPAA nuances and financial counseling scenarios.

What finally turned it around was switching to a CHAA practice test format instead of just reading the NAHAM study guide cover to cover. Actually answering questions under timed pressure exposed every gap I had. I spent about 3 weeks doing 40-50 practice questions per day and reviewing every wrong answer carefully — especially the payer terminology and pre-certification sections.

For anyone else struggling, what resources are you using? I also found that the study guide alone isn't enough if you don't have a lot of hands-on patient access experience. Happy to share what worked for my third attempt.

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Brian Y.
May 27, 2026
This resonates so much. I passed on my second try and the thing that helped most was focusing on the revenue cycle sections — specifically the difference between pre-authorization and pre-certification. Those show up constantly. I also made flashcards for all the payer acronyms because I kept mixing them up under pressure. Give yourself at least 6 weeks if you're studying part-time around a full shift schedule.
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Hannah K.
May 28, 2026
The timed practice is huge — seriously don't skip it. I breezed through untimed questions and then froze during the real exam when the clock was ticking. Two weeks of timed sets made a massive difference for me mentally.
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Amanda H.
May 28, 2026
Can I ask what score you ended up getting when you passed? I'm scheduled for next month and I'm consistently hitting 72-74% on practice tests but I'm nervous that's not enough of a buffer. Also, does anyone know how heavily they test on the CHAA code of ethics? I've been glossing over that section but now I'm second-guessing myself.

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