Okay so I've been lurking here for months and I feel like I owe it to this community to actually share my experience since everyone's posts helped me so much. I failed the CAR exam in November and again in February — both times I scored around a 68 when you need a 75 to pass. I was devastated honestly, especially since I'd already paid out of pocket twice.
What finally clicked for me was ditching the textbook-only approach and actually working through a solid CAR practice test routine every single day for six weeks. I'm talking 30-40 questions every morning before work. The study guide I'd been using before wasn't covering the reinsurance accounting sections in nearly enough depth, and that's where I kept bleeding points.
Third attempt I scored an 83. If anyone is currently prepping and wants to talk through exam tips or study schedules, drop a reply — happy to share exactly what resources I used and how I structured my last few weeks.