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Accounts Payable/Receivable Flashcards

7 cards from real Financial Management for Project Managers practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Accounts Payable/Receivable flashcards as text
  1. A project's largest customer consistently pays 45 days late. What is the best long-term solution?

    Answer: Renegotiate contract payment terms or add late payment penalties

    Renegotiating terms or adding contractual late fees creates a financial incentive for the customer to pay on time.

  2. In project financial management, what is a retainage clause in accounts receivable?

    Answer: A percentage of each payment withheld until project completion as a performance guarantee

    Retainage is a portion (typically 5-10%) of each progress payment held back by the client until the project is satisfactorily completed.

  3. Which approach best helps a project manager reduce the risk of bad debts in accounts receivable?

    Answer: Conducting credit checks before extending credit to new clients

    Credit checks assess a client's ability to pay before credit is extended, reducing the likelihood of future bad debts.

  4. A project manager discovers that the same vendor invoice was paid twice. Which internal control failure most likely allowed this?

    Answer: Lack of a three-way match process

    A three-way match between the PO, receiving report, and invoice would have flagged the duplicate before the second payment was processed.

  5. When a project uses milestone-based billing, how does this affect accounts receivable timing?

    Answer: Invoices are issued only when defined project milestones are achieved

    Milestone billing ties invoice generation to the completion of specific deliverables, meaning AR is created only at those defined points.

  6. A project manager is calculating working capital. Which of the following correctly describes the relationship between AP and working capital?

    Answer: Increasing AP decreases working capital because it raises current liabilities

    Working capital = current assets − current liabilities; higher AP raises current liabilities, which reduces working capital.

  7. Which of the following is the most effective way to accelerate cash collection from accounts receivable on a project?

    Answer: Offer early payment discounts and send invoices promptly after milestones

    Prompt invoicing combined with early payment incentives motivates clients to pay sooner, improving project cash flow.