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FFC Financial Fitness Coach Certification VIP Practice Exam
FFC — The Financial Fitness Coach (FFC) certification is issued by the National Financial Educators Council (NFEC). The exam assesses competency in personal finance education, coaching methodology, and financial literacy across core money-management domains; candidates must score 70% or higher to earn the credential.
30
Questions
90m
Time Limit
70.00%
To Pass
Question 1 of 30👑 VIP
A client comes to you earning $5,200/month net. She spends $1,800 on rent, $620 on her car payment, $280 on a personal loan, and $150 on a minimum credit card payment. She has no savings and is stressed about 'never having anything left over.' Using the standard debt-to-income calculation a Financial Fitness Coach would apply, what is her total debt-to-income (DTI) ratio, and how would you classify it?
Questions 2–30 and full explanations are VIP-exclusive.