FEMA certifications FEMA Hazard Mitigation 2 — Questions and Answers
Question 1: Which FEMA program helps property owners in flood-prone areas by acquiring and demolishing their properties?
- Public Assistance Program
- Flood Mitigation Assistance (FMA) Grant Program (Correct answer)
- Community Development Block Grant
- National Flood Insurance Program (NFIP)
Correct answer: Flood Mitigation Assistance (FMA) Grant Program
The Flood Mitigation Assistance (FMA) program provides funds to states and communities for measures that reduce or eliminate long-term flood risk, including property acquisition.
Question 2: A Local Hazard Mitigation Plan (LHMP) must be updated at least every:
- 1 year
- 3 years
- 5 years (Correct answer)
- 10 years
Correct answer: 5 years
FEMA regulations require that local hazard mitigation plans be reviewed and updated at least once every five years to remain eligible for mitigation grants.
Question 3: What type of hazard does the National Flood Insurance Program (NFIP) specifically address?
- Earthquake risk
- Flood risk (Correct answer)
- Wildfire risk
- Hurricane wind risk
Correct answer: Flood risk
The NFIP makes federally backed flood insurance available to communities that adopt and enforce floodplain management regulations to reduce future flood damage.
Question 4: What is a 'Special Flood Hazard Area' (SFHA)?
- An area with high wildfire risk
- The land that would be inundated by a 1% annual chance (100-year) flood (Correct answer)
- A federal wilderness preserve
- Any area subject to storm surge
Correct answer: The land that would be inundated by a 1% annual chance (100-year) flood
The SFHA is the area subject to flooding from the base (100-year) flood — the flood that has a 1% chance of being equaled or exceeded in any given year.
Question 5: Which federal program provides funds to implement mitigation measures immediately following a major disaster declaration?
- BRIC Program
- Pre-Disaster Mitigation (PDM) Program
- Hazard Mitigation Grant Program (HMGP) (Correct answer)
- Public Assistance Program
Correct answer: Hazard Mitigation Grant Program (HMGP)
The HMGP is triggered by a major disaster declaration and provides funds to implement long-term hazard mitigation projects that reduce future disaster losses.
Question 6: What is the concept of 'floodplain management' under FEMA's NFIP?
- Dredging rivers to increase water flow
- Local land use regulations to reduce future flood losses (Correct answer)
- Federal control of all construction in flood zones
- Insurance premium calculations
Correct answer: Local land use regulations to reduce future flood losses
Floodplain management involves local communities adopting and enforcing regulations that restrict or guide development in flood-prone areas to reduce future flood damage.
FEMA certifications FEMA Hazard Mitigation 2
Which FEMA program helps property owners in flood-prone areas by acquiring and demolishing their properties?