FCC FCC Business and Professional Practices 2 — Questions and Answers
Question 1: Which insurance coverage is most critical for a licensed FCC provider operating in their home?
- Liability insurance specific to child care or business use (Correct answer)
- Standard homeowner's insurance with no riders
- Life insurance for all enrolled children
- Vehicle insurance only if transporting children
Correct answer: Liability insurance specific to child care or business use
Standard homeowner's policies often exclude business activities, so FCC providers need liability insurance designed for child care to cover injuries or property damage.
Question 2: A professional development plan for an FCC provider should include:
- Identified training goals aligned with improving child outcomes (Correct answer)
- Only the minimum hours required by the state license
- Goals chosen solely by the licensing agency
- Training completed exclusively online to save time
Correct answer: Identified training goals aligned with improving child outcomes
An effective professional development plan sets intentional training goals tied to improving quality care and child outcomes, beyond just meeting minimum requirements.
Question 3: How should an FCC provider handle a situation where a parent is consistently late picking up their child?
- Enforce the late pick-up fee stated in the contract and discuss the policy with the parent (Correct answer)
- Call child protective services immediately after the first late pick-up
- Refuse to care for the child the following day as a consequence
- Ignore the situation to avoid conflict with the family
Correct answer: Enforce the late pick-up fee stated in the contract and discuss the policy with the parent
Applying the contracted late fee and having a calm conversation reinforces professional boundaries while maintaining a respectful provider-family relationship.
Question 4: Which practice best supports an FCC provider's professional image in the community?
- Joining a local or national child care association and engaging in advocacy (Correct answer)
- Keeping all certifications and training records private
- Avoiding parent communication to maintain provider authority
- Operating without a website or any public information
Correct answer: Joining a local or national child care association and engaging in advocacy
Participating in professional associations and advocacy raises the provider's profile, builds community credibility, and contributes to the field.
Question 5: An FCC provider's substitute care plan is required to ensure:
- Continuous, safe care for enrolled children when the provider is unavailable (Correct answer)
- That substitutes are paid the same rate as the primary provider
- That children are sent home whenever the provider is absent
- That parents rotate as substitutes on a scheduled basis
Correct answer: Continuous, safe care for enrolled children when the provider is unavailable
A substitute plan ensures that qualified, background-checked adults are available to maintain uninterrupted, safe care when the primary provider is ill or away.
Question 6: Which statement best describes the purpose of participating in the Child and Adult Care Food Program (CACFP) for an FCC provider?
- To receive reimbursements that help offset the cost of providing nutritious meals to children (Correct answer)
- To receive free equipment such as cribs and high chairs from the USDA
- To qualify for a reduced state license fee
- To avoid the requirement of tracking attendance records
Correct answer: To receive reimbursements that help offset the cost of providing nutritious meals to children
CACFP reimburses FCC providers for eligible meals and snacks that meet nutritional guidelines, reducing food costs and supporting healthier feeding practices.
FCC FCC Business and Professional Practices 2
Which insurance coverage is most critical for a licensed FCC provider operating in their home?