What is ExamFX and what does it do?

ExamFX is an online pre-licensing and continuing education provider owned by Experior, specializing in insurance, securities, and real estate exam preparation. It offers state-approved courses for life, health, property, casualty, and adjuster licenses across all 50 states, using video lectures, practice questions, and simulated exams to prepare candidates for official state licensing tests.

What format does the ExamFX practice test use?

ExamFX practice tests use multiple-choice questions delivered through their online Learning Management System, mirroring the format of state licensing exams. Tests include timed simulated exams, chapter quizzes, and a Guarantee Exam that must be passed before attempting the real state exam, with instant scoring and detailed rationales for each answer.

How many questions are on the ExamFX practice exam?

ExamFX simulated exams typically contain 100 to 150 questions, matching the length of most state insurance licensing exams. The Guarantee Exam usually has 150 questions covering all course material, while chapter quizzes contain 10 to 25 questions each. Question counts vary by license type and state requirements.

What is the passing score for ExamFX practice tests?

ExamFX requires a 70 percent passing score on the Guarantee Exam, matching the standard threshold used by most state insurance licensing boards. Some courses require scoring 70 percent or higher on chapter quizzes before unlocking the final exam. This aligns students with the 70 percent benchmark used on official state exams.

What topics does ExamFX cover for insurance licensing?

ExamFX covers life insurance basics, health insurance policies, annuities, federal tax laws, state-specific regulations, property coverage, casualty insurance, and ethics. Courses are tailored to each state's exam outline, including general knowledge sections and state law supplements required by departments of insurance for licensure.

Who is eligible to take ExamFX courses?

Anyone 18 or older pursuing an insurance, securities, or real estate license can enroll in ExamFX courses with no prior experience required. Candidates must meet their state's licensing eligibility, which typically includes completing pre-licensing hours, submitting fingerprints, passing a background check, and paying state exam fees through providers like Pearson VUE or PSI.

How do I register for an ExamFX course?

Register at examfx.com by selecting your state, license type, and course package, then creating an account and paying online with a credit card. Employer-sponsored students receive enrollment codes from their company. After registration, students gain immediate access to video lessons, study materials, and practice exams through the ExamFX dashboard.

What are the best tips for passing the ExamFX exam?

Complete all chapter readings and quizzes before attempting simulated exams, and review incorrect answers using ExamFX rationales. Focus study time on state-specific laws and math calculations for premiums and policy provisions. Take the Guarantee Exam multiple times until consistently scoring above 80 percent, which indicates readiness for the actual state licensing test.

EXAMFX Practice Test

Updated for July 2026

Richard TaylorJul 1, 202612 min read

⏱️2-3hTime Limit

📝60-150Questions

✅70%Pass Rate

💵$50+Exam Fee

Ensure you check your state's specific requirements before starting your ExamFX insurance pre licensing program, as passing scores and question counts vary by location.

Insurance Exam Prep X - Exam FX Insurance study guide

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FREE EXAMFX PRACTICE TEST

ExamFX Flashcards

Quick review for ExamFX Insurance terms

💰What is a Deductible?

A deductible is the amount the insured must pay before the insurer pays for any covered expenses or losses.

REVIEW EXAMFX QUESTIONS

📜What is Subrogation?

Subrogation is the insurer's legal right to seek damages from third parties after reimbursing the insured for a loss.

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EXAMFX EXAM QUESTIONS QUIZ

ExamFX Exam Study Guide

Our ExamFX study guide helps you navigate the platform's resources. From accessing your ExamFX login to understanding the ExamFX reviews of study materials, this guide covers the essentials.

What is ExamFX?	ExamFX is a leading provider of online pre-licensing training for insurance and securities exams. The ExamFX platform prepares candidates for state licensing tests.
Who uses ExamFX Primerica?	Many Primerica agents use ExamFX Primerica modules as their primary study resource for life and health insurance licensing.
Is ExamFX legit?	Yes, ExamFX is a legitimate and widely recognized test prep provider, often partnered with major insurance carriers.
What is the ExamFX study guide?	The ExamFX study guide includes online chapters, video lectures, and practice questions tailored to your state's insurance exam requirements.

What is ExamFX?

ExamFX is a leading provider of online pre-licensing training for insurance and securities exams. The ExamFX platform prepares candidates for state licensing tests.

Who uses ExamFX Primerica?

Many Primerica agents use ExamFX Primerica modules as their primary study resource for life and health insurance licensing.

Is ExamFX legit?

Yes, ExamFX is a legitimate and widely recognized test prep provider, often partnered with major insurance carriers.

What is the ExamFX study guide?

The ExamFX study guide includes online chapters, video lectures, and practice questions tailored to your state's insurance exam requirements.

START EXAMFX REVIEWER QUIZ

ExamFX Score Calculator

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Many agencies, including Primerica and State Farm, cover the ExamFX cost for new hires. Always check with your recruiter about sponsorship opportunities.

ExamFX (Exam FX Insurance) - Study Guide & Tips - Exam FX Insurance exam preparation

FREE EXAMFX PRACTICE TEST

EXAMFX LIFE INSURANCE QUIZ

ExamFX Test Day Checklist

✓Complete ExamFX Guarantee Exam
✓Print Completion Certificate
✓Bring 2 Valid IDs
✓Verify ExamFX Login Details
✓Arrive 30 Mins Early
✓Review ExamFX Cheat Sheet
✓Leave Electronics in Car
✓Relax and Be Confident

📄Free ExamFX Practice Test PDF

Ready to Pass Your ExamFX Exam?

Join thousands of students who have used our ExamFX practice test resources to succeed. Start studying today with our free questions!

ExamFX Renewal Requirements

🔄

Frequency Every

2 Years

📚

CE Hours

24 Hours

⚖️

Ethics

3 Hours Req

Log in to your ExamFX login portal to check for continuing education modules. Completing your CE early ensures your license remains active without interruption.

✅Pros

+Validates your knowledge and skills objectively
+Increases job market competitiveness
+Provides structured learning goals
+Networking opportunities with other certified professionals

❌Cons

−Study materials can be expensive
−Exam anxiety can affect performance
−Requires dedicated preparation time
−Retake fees apply if you don't pass

EXAMFX Questions and Answers

ExamFX Continuing Education 7 Tips to Know

ExamFX Practice Test PDF (Free Printable 2026)

About the Author

Richard TaylorCPCU, CLU, ChFC, MS Risk Management

Insurance Professional & Licensing Exam Specialist

Temple University Fox School of Business

Richard Taylor holds a Chartered Property Casualty Underwriter (CPCU) designation, Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC) alongside a Master of Science in Insurance and Risk Management from Temple University. With 20 years of insurance and financial planning experience, he coaches candidates through P&C licensing, life insurance, Series exams, and claims adjuster certifications.