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National Mortgage Loan Originator (MLO) Test with Uniform State Content (UST)

This exam certifies individuals to originate mortgage loans, ensuring they meet federal and state requirements for competency and ethics.

125
Questions
190 min
Time Limit
75%
To Pass

Exam Rules

  • You can skip questions and return to them later
  • Flag questions for review before submitting
  • No feedback shown until you submit the entire exam
  • Unanswered questions count as wrong — answer everything
  • 10 pretest questions are mixed in and don't affect your score
  • Timer auto-submits when time runs out