DC DC Workers' Compensation Insurance

Question 1

The DC Workers' Compensation Act requires most DC employers to provide workers' compensation coverage for employees who are injured:

Accepted Answer

In the course and scope of their employment

Answer

Only during overtime hours

Answer

Only if the employee has worked for the employer for at least one year

Answer

Only in the DC office and not at remote locations

Question 2

Which DC agency administers the DC Workers' Compensation program?

Accepted Answer

DC Department of Employment Services (DOES)

Answer

DC Department of Insurance, Securities and Banking (DISB)

Answer

DC Office of Human Rights

Answer

DC Department of Labor

Question 3

Under DC workers' compensation law, temporary total disability (TTD) benefits are typically calculated as what percentage of the employee's average weekly wage?

Accepted Answer

66⅔%

Answer

50%

Answer

75%

Answer

100%

Question 4

In DC, which of the following injuries would typically NOT be covered under workers' compensation?

Accepted Answer

An injury sustained while commuting to work on a normal day

Answer

A broken wrist sustained while lifting boxes at work

Answer

A back injury from a slip on a wet floor at the office

Answer

Repetitive stress injury from typing at a work computer

Question 5

A DC employer that fails to secure required workers' compensation coverage is subject to:

Accepted Answer

Civil fines and potential criminal penalties, and remains liable for any employee injuries

Answer

Only a verbal warning on first offense

Answer

Automatic closure of the business by DOES

Answer

Mandatory enrollment in a state risk pool at double the standard premium

Question 6

What is the purpose of the DC Second Injury Fund (also called the Special Fund)?

Accepted Answer

To encourage hiring of workers with pre-existing disabilities by limiting employers' liability for subsequent combined injuries

Answer

To reimburse insurers for claims exceeding $1 million

Answer

To cover uninsured employers' workers' compensation obligations

Answer

To fund rehabilitation programs for injured workers