CWP CWP Wellness Program Design 2 — Questions and Answers
Question 1: Which US federal law most directly governs wellness program incentives tied to health-contingent activities in employer-sponsored plans?
- HIPAA Wellness Regulations (ACA-amended) (Correct answer)
- Fair Labor Standards Act (FLSA)
- Americans with Disabilities Act (ADA) only
- Family and Medical Leave Act (FMLA)
Correct answer: HIPAA Wellness Regulations (ACA-amended)
HIPAA, as amended by the ACA, sets the rules for health-contingent wellness incentives, capping them at 30% (50% for tobacco cessation) of the total plan cost.
Question 2: When selecting evidence-based wellness program components, a CWP should prioritize programs listed in:
- The CDC's evidence-based resources and the Community Preventive Services Task Force Guide (Correct answer)
- Popular fitness magazine recommendations
- Vendor sales materials only
- Executive preference surveys
Correct answer: The CDC's evidence-based resources and the Community Preventive Services Task Force Guide
The CDC and Community Preventive Services Task Force compile systematically reviewed evidence for effective public health and wellness interventions.
Question 3: What is the primary purpose of a 'wellness champion' network within an organization?
- To provide peer support and promote program participation among colleagues (Correct answer)
- To replace professional wellness staff
- To negotiate vendor contracts
- To conduct medical screenings
Correct answer: To provide peer support and promote program participation among colleagues
Wellness champions act as peer advocates, increasing program visibility, trust, and engagement within their departments or teams.
Question 4: A CWP calculating program ROI should account for which categories of cost savings?
- Reduced healthcare claims, absenteeism, and presenteeism costs (Correct answer)
- Marketing expenses only
- Equipment depreciation
- Employee satisfaction scores exclusively
Correct answer: Reduced healthcare claims, absenteeism, and presenteeism costs
A comprehensive ROI calculation captures direct medical cost reductions as well as indirect productivity gains from lower absenteeism and presenteeism.
Question 5: Which communication channel is generally MOST effective for reaching diverse, multi-generational workforces in US wellness programs?
- A multi-channel approach combining digital, print, and in-person touchpoints (Correct answer)
- Email newsletters only
- Posters in break rooms exclusively
- One annual all-hands meeting
Correct answer: A multi-channel approach combining digital, print, and in-person touchpoints
Different generations and work styles respond to different channels, so a multi-channel strategy maximizes reach and engagement across all employee segments.
Question 6: In the context of wellness program design, 'biometric screening' results should be used primarily to:
- Aggregate population health data to target program areas of greatest need (Correct answer)
- Deny employees benefits based on poor health metrics
- Rank employees by health status
- Replace annual physical exams
Correct answer: Aggregate population health data to target program areas of greatest need
Aggregate biometric data helps practitioners identify prevalent health risks (e.g., hypertension, high glucose) so programs can be tailored accordingly.
CWP CWP Wellness Program Design 2
Which US federal law most directly governs wellness program incentives tied to health-contingent activities in employer-sponsored plans?