CVA Legal Compliance and Volunteer Law 2

Question 1

Which type of insurance is most critical for protecting a volunteer program against claims arising from volunteer-caused bodily injury to a third party?

Accepted Answer

General liability insurance

Answer

Directors and officers (D&O) liability insurance

Answer

Workers' compensation insurance

Answer

Professional indemnity insurance

Question 2

A volunteer coordinator discovers a volunteer has been driving clients in a personal vehicle without proper insurance. The FIRST step should be to:

Accepted Answer

Suspend the activity and address the risk before it continues

Answer

Immediately terminate the volunteer's service

Answer

File a police report about the uninsured vehicle

Answer

Increase the organization's general liability coverage

Question 3

Which law requires volunteer programs that handle personal health information to follow strict privacy and security standards?

Accepted Answer

HIPAA (Health Insurance Portability and Accountability Act)

Answer

FERPA (Family Educational Rights and Privacy Act)

Answer

COPPA (Children's Online Privacy Protection Act)

Answer

SOX (Sarbanes-Oxley Act)

Question 4

A release of liability (waiver) signed by a volunteer is most effective when it is:

Accepted Answer

Written in plain language, signed voluntarily, and reviewed by legal counsel

Answer

Presented verbally so the volunteer can ask questions

Answer

Required only for high-risk physical activities

Answer

Backdated to the start of the volunteer's service

Question 5

Mandatory reporting laws related to child abuse and elder abuse typically apply to volunteers when they:

Accepted Answer

Work directly with children or vulnerable adults in a professional or quasi-professional capacity

Answer

Are paid a stipend for their service

Answer

Have been volunteers for more than one year

Answer

Personally witness the abuse on organizational premises only

Question 6

An organization that improperly classifies paid staff as volunteers to avoid payroll obligations may face penalties under:

Accepted Answer

The Fair Labor Standards Act and IRS regulations

Answer

The Volunteer Protection Act

Answer

The ADA and Title VII

Answer

State nonprofit incorporation laws

Question 7

A 'hold harmless' clause in a volunteer agreement is intended to:

Accepted Answer

Shift financial responsibility for certain claims away from the organization to the volunteer

Answer

Guarantee the volunteer a safe working environment

Answer

Allow volunteers to work in restricted areas without supervision

Answer

Satisfy state licensing requirements for the volunteer program