Practice Test Geeks(CVA) Certified Verification Agent Practice Test
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Documentation Review & Data Validation Flashcards

7 cards from real CVA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 Documentation Review & Data Validation flashcards as text

  1. A verification agent receives two conflicting addresses for an applicant: one from a credit header and one from the applicant's submitted ID. Which approach best resolves the conflict?

    Answer: Document both, query a third independent source, and report all findings

    Querying a third source and reporting all findings gives adjudicators complete, unbiased information to make a determination.

  2. Which validation rule would catch a phone number entered as '555-01-2345' in a U.S. dataset?

    Answer: Pattern/format check

    A pattern check validates that the field conforms to the expected format (e.g., NXX-NXX-XXXX), catching structural errors like misplaced hyphens.

  3. Under FCRA guidelines, how long must a consumer reporting agency generally retain records of the procedures used to compile a consumer report?

    Answer: 5 years

    The FCRA requires that records of the reasonable procedures used to comply with the act be maintained for five years.

  4. A checksum validation on an uploaded file fails. This most likely means:

    Answer: The file was corrupted or altered during transmission

    A checksum mismatch indicates that the file's contents differ from what was expected, signaling corruption or tampering.

  5. When reviewing a court record for a background check, an agent finds the case number but no disposition. The correct classification is:

    Answer: Pending or disposition not available — requires further research

    Without a documented disposition, the outcome is unknown and the record must be flagged as pending or requiring additional research.

  6. Which of the following is an example of a cross-field validation error?

    Answer: A start date that is later than the end date in the same record

    A start date after an end date is logically inconsistent within the same record, which is the hallmark of a cross-field (or inter-field) validation error.

  7. A verification agent is auditing a batch of scanned documents and notices several are rotated 90 degrees, making text extraction unreliable. The best course of action is to:

    Answer: Return the batch for re-scanning or apply image correction before extraction

    Correcting the image orientation before extraction ensures accurate OCR results and prevents systematic data errors.