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Acknowledgments and Jurats Flashcards

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  1. A document's certificate wording is a jurat, but the signer already signed it at home. What is the proper remedy?

    Answer: Have the signer re-sign the document in the notary's presence before taking the oath

    Because a jurat requires signing before the notary, having the signer sign again in the notary's presence cures the defect.

  2. Which party is the notary certifying information about in BOTH acknowledgments and jurats?

    Answer: The signer who personally appeared

    Both acts center on the appearing signer — their identity, appearance, and either willingness (acknowledgment) or oath (jurat).

  3. A signer presents a 40-page contract and asks the notary to take her acknowledgment. The notary notices several blank spaces in the body. The best practice is to:

    Answer: Ask the signer to complete or line through the blanks before notarizing

    Documents with material blanks invite fraud, so the signer should complete or strike them before the notarial act.

  4. For an affirmation replacing an oath in a jurat, which element is omitted?

    Answer: Reference to a deity or swearing

    An affirmation drops the religious reference but keeps the solemn pledge of truthfulness and all other requirements.

  5. A signer's identity is verified, she appears in person, and she says, "My husband told me I have to sign this." She seems reluctant and confused. For an acknowledgment, the notary should:

    Answer: Pause the notarization because willingness appears to be lacking

    An acknowledgment requires the signer to be acting willingly, so signs of coercion or confusion justify refusing or pausing the notarization.

  6. Which record-keeping detail best documents the difference between the two acts a notary performed in one day?

    Answer: Noting "acknowledgment" or "jurat" for each entry in the journal

    Recording the type of notarial act performed lets the journal show exactly what the notary certified for each document.

  7. A title company rejects a deed because the notary used jurat wording instead of acknowledgment wording. What went wrong?

    Answer: The notary attached certificate language that did not match the act the document required

    Certificate wording must match the notarial act the receiving party requires, and deeds are normally acknowledged rather than sworn.