CSA Housing Options for Seniors 3

Question 1

Under the Fair Housing Act, housing providers are prohibited from discriminating based on which of the following protected classes?

Accepted Answer

Race, color, national origin, religion, sex, disability, and familial status

Answer

Age alone

Answer

Income level and credit score

Answer

Veteran status and sexual orientation

Question 2

Under the Housing for Older Persons Act (HOPA), what minimum percentage of occupied units must have at least one resident aged 55 or older for a community to qualify as '55 and older' housing?

Accepted Answer

80%

Answer

100%

Answer

90%

Answer

70%

Question 3

What is a senior cohousing community?

Accepted Answer

A community where seniors live in private homes but intentionally share common spaces and activities

Answer

A nursing home where residents share rooms to reduce costs

Answer

A government-subsidized housing project for low-income seniors

Answer

A multi-generational complex where only seniors and direct family members reside

Question 4

Section 8 Housing Choice Vouchers that help low-income seniors afford housing are administered by which federal agency?

Accepted Answer

U.S. Department of Housing and Urban Development (HUD)

Answer

Centers for Medicare & Medicaid Services (CMS)

Answer

Social Security Administration (SSA)

Answer

Administration for Community Living (ACL)

Question 5

Which of the following best describes 'universal design' as applied to senior housing?

Accepted Answer

A design approach that makes spaces usable by all people regardless of age or ability

Answer

A design philosophy that creates housing exclusively for people with disabilities

Answer

A federal regulation requiring all new homes to be fully wheelchair accessible

Answer

A design standard applicable only to skilled nursing facilities

Question 6

What is the 'village' model in senior housing support?

Accepted Answer

A member-supported grassroots network that helps seniors age in place in their own homes

Answer

A rural assisted living facility serving agrarian communities

Answer

A CCRC with fewer than 50 residents

Answer

A HUD-designated housing project for low-income seniors

Question 7

A 'life lease' housing arrangement for seniors typically involves which of the following?

Accepted Answer

Paying an upfront entry fee for the right to occupy a unit without acquiring equity ownership

Answer

Purchasing full ownership and equity in a retirement community unit

Answer

Renting a unit month-to-month with no upfront costs

Answer

Transferring a home's deed to a long-term care facility as payment