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CRU Certified Residential Underwriter VIP Practice Exam
CRU — The Certified Residential Underwriter (CRU) designation is issued by the Mortgage Bankers Association (MBA) and validates proficiency in residential mortgage underwriting, covering income analysis, credit evaluation, property review, loan products, and regulatory compliance.
56
Questions
120m
Time Limit
75.00%
To Pass
Question 1 of 56👑 VIP
A borrower is a salaried employee who has been with her current employer for 18 months. Her W-2 shows $72,000 in earnings for the prior year, and her current pay stub shows a year-to-date gross of $45,000 through June 30. Her employer verifies the current base salary as $80,000 per year. Which income figure should the underwriter use as the qualifying base income?
Questions 2–56 and full explanations are VIP-exclusive.