A retiree wants inflation-adjusted income that cannot be outlived. Which Social Security claiming strategy best achieves this for a single individual in good health?
-
A
Claim at age 62 to maximize total years of payments
-
B
Delay claiming until age 70 to maximize the monthly benefit
-
C
Claim at full retirement age to avoid earnings test penalties
-
D
Claim at 65 to coordinate with Medicare enrollment