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Risk Assessment & Mitigation Flashcards

7 cards from real CPT practice questions. Tap to flip, then mark Knew It or Still Learning โ€” missed cards come back until you master them.

Read the first 7 Risk Assessment & Mitigation flashcards as text
  1. A student's learning disability was not disclosed at intake but becomes apparent after several sessions. The tutor should FIRST:

    Answer: Discuss observations with parents and suggest a formal evaluation

    Raising observations with parents and recommending formal evaluation ensures the student receives appropriate support while staying within the tutor's professional scope.

  2. Which of the following represents a physical safety risk unique to in-home tutoring sessions?

    Answer: Tutor being alone with a minor without any adult present

    Being alone with a minor without another adult present creates a child protection risk and potential liability for the tutor.

  3. What is the PRIMARY purpose of obtaining liability insurance as a private tutor?

    Answer: To transfer financial risk from professional errors or accidents to the insurer

    Liability insurance transfers financial risk by covering legal costs and damages if a client makes a claim related to the tutor's professional services.

  4. When assessing the risk of a student plateauing, the tutor should look FIRST at:

    Answer: Whether instructional methods align with the student's current learning needs

    Plateaus often signal a mismatch between teaching methods and current learning needs, making instructional alignment the first diagnostic area.

  5. A tutor shares student performance data in an online tutoring forum to get advice. The primary risk of this action is:

    Answer: Violating student privacy and breaching confidentiality obligations

    Sharing identifiable student information in public or semi-public forums violates privacy obligations and can expose the tutor to legal and reputational harm.

  6. Which risk mitigation measure is MOST effective when a student frequently cancels sessions?

    Answer: Implement a cancellation policy with advance notice requirements in the service agreement

    A clearly stated cancellation policy in the service agreement protects the tutor's income and sets mutual expectations for scheduling reliability.

  7. A certified private tutor is asked to diagnose a student with dyslexia. The appropriate response is to:

    Answer: Explain that diagnosis is outside the tutor's scope and refer to a licensed specialist

    Diagnosing learning disabilities is outside a tutor's professional scope; referral to a licensed psychologist or specialist is the correct and legally safe course of action.