CPSI Liability Reduction 2

Question 1

Which legal doctrine can protect a municipality from playground injury lawsuits by shielding discretionary governmental decisions?

Accepted Answer

Sovereign immunity

Answer

Comparative negligence

Answer

Strict liability

Answer

Respondeat superior

Question 2

A child is injured on a playground that had a hazard identified in an inspection report 60 days prior. What does the ignored report most directly establish?

Accepted Answer

Constructive notice of the defect

Answer

Assumption of risk by the child

Answer

Negligence per se

Answer

Contributory negligence

Question 3

Which element is NOT required to prove negligence in a playground injury lawsuit?

Accepted Answer

Intent to harm

Answer

Duty of care

Answer

Breach of duty

Answer

Causation and damages

Question 4

A park agency posts 'Use at Your Own Risk' signs on playground equipment. How effective is this as a liability waiver?

Accepted Answer

Generally ineffective for child injuries because minors cannot assume risk

Answer

Fully eliminates liability if posted conspicuously

Answer

Effective only for injuries involving falls

Answer

Transfers liability to the equipment manufacturer

Question 5

What is the primary purpose of maintaining a playground inspection logbook with dated, signed entries?

Accepted Answer

To document due diligence and demonstrate reasonable care was exercised

Answer

To satisfy ASTM certification requirements

Answer

To qualify for federal playground safety grants

Answer

To establish manufacturer warranty compliance

Question 6

Under the 'attractive nuisance' doctrine, a property owner may be liable for injuries to trespassing children when which condition is met?

Accepted Answer

The owner knows children are likely to trespass and the hazard poses unreasonable risk

Answer

The child is over 12 years old and aware of the danger

Answer

The property is posted with no-trespassing signs

Answer

The injury involves a natural feature of the land

Question 7

Which type of insurance specifically covers a municipality's legal defense costs and damage awards in playground injury claims?

Accepted Answer

General liability insurance

Answer

Workers' compensation insurance

Answer

Product liability insurance

Answer

Property and casualty insurance