CPRE Risk Management and Safety 5 — Questions and Answers
Question 1: According to NRPA risk management principles, what does a 'near-miss' report primarily help an agency accomplish?
- Fulfill annual insurance renewal requirements
- Identify hazards before they cause injury or loss (Correct answer)
- Satisfy state park licensing audits
- Document staff performance issues
Correct answer: Identify hazards before they cause injury or loss
Near-miss reporting is a proactive tool that surfaces hazardous conditions before they result in an actual incident.
Question 2: A park agency self-insures for claims up to $250,000 and purchases excess coverage above that threshold. This arrangement is BEST described as:
- Full self-insurance
- A captive insurance program
- A risk retention group
- A large deductible or self-insured retention plan (Correct answer)
Correct answer: A large deductible or self-insured retention plan
Retaining losses up to a set deductible while purchasing excess coverage is a self-insured retention (SIR) arrangement.
Question 3: Which playground inspection type is performed daily by trained on-site staff to identify obvious hazards such as broken glass or damaged equipment?
- Operational inspection (Correct answer)
- Routine inspection
- High-frequency inspection
- Comprehensive inspection
Correct answer: Operational inspection
Operational inspections are quick daily walkthroughs by regular staff to spot immediate hazards before the facility opens.
Question 4: When a park employee is injured on the job, state law typically requires the agency to provide which form of coverage?
- General liability insurance
- Professional liability insurance
- Workers' compensation insurance (Correct answer)
- Umbrella excess liability coverage
Correct answer: Workers' compensation insurance
Workers' compensation is a mandatory employer-funded program that covers medical costs and lost wages for job-related injuries.
Question 5: A thunderstorm is approaching an outdoor sports complex. The lightning safety policy requires evacuation when lightning is detected within what standard distance?
- 10 miles
- 8 miles
- 5 miles (Correct answer)
- 2 miles
Correct answer: 5 miles
The widely accepted '30-30 rule' and NOAA guidance recommend suspending outdoor activities when lightning is within 6 miles, with most agency policies setting a 5- to 6-mile threshold.
Question 6: Which component of an Emergency Action Plan (EAP) specifies who contacts emergency services and what information to communicate?
- Evacuation route map
- Communication protocol (Correct answer)
- Resource inventory
- After-action review process
Correct answer: Communication protocol
The communication protocol identifies the designated caller and ensures 911 dispatchers receive consistent, accurate information during an emergency.
Question 7: A park agency decides to discontinue a high-diving board program entirely due to unacceptable liability exposure. This decision exemplifies which risk management strategy?
- Risk retention
- Risk reduction
- Risk avoidance (Correct answer)
- Risk transfer
Correct answer: Risk avoidance
Eliminating the activity altogether removes the associated risk entirely, which is the definition of risk avoidance.
CPRE Risk Management and Safety 5
According to NRPA risk management principles, what does a 'near-miss' report primarily help an agency accomplish?