CPR Insurance Estimating & Xactimate 2 — Questions and Answers
Question 1: In Xactimate, what does the abbreviation 'RFG' typically represent in a roofing line item?
- Remove and replace roofing felt/grade (Correct answer)
- Roofing — field, general
- Remove flooring grade
- Roof framing general
Correct answer: Remove and replace roofing felt/grade
RFG stands for Remove and Replace (a common Xactimate prefix convention) applied to roofing felt or grade materials.
Question 2: Which Xactimate pricing database category would a restorer use when estimating the cost to apply antimicrobial solution to walls after water damage?
- WTR — Water Damage (Correct answer)
- BIO — Biohazard
- CLN — Cleaning
- MLD — Mold Remediation
Correct answer: WTR — Water Damage
Antimicrobial application following water damage is categorized under WTR (Water Damage) in Xactimate's division structure.
Question 3: When a carrier requests an 'Actual Cash Value' estimate, what adjustment must the restorer apply to replacement cost line items?
- Add overhead and profit
- Subtract depreciation (Correct answer)
- Add sales tax only
- Apply a material surcharge
Correct answer: Subtract depreciation
ACV estimates require subtracting depreciation from the replacement cost to reflect the item's current market value.
Question 4: In Xactimate, the 'F9' function key is primarily used to:
- Save the estimate
- Access the sketch module
- Insert a line item note or comment (Correct answer)
- Switch between price lists
Correct answer: Insert a line item note or comment
F9 opens the notes/comments field for an individual line item, allowing the estimator to document scope clarifications.
Question 5: A restorer discovers hardwood flooring beneath carpet during a water loss. Under what condition should both floor types be included in the estimate?
- Always include both regardless of condition
- Only if the carrier pre-approves both
- When the hardwood is also damaged and would not have been disturbed otherwise (Correct answer)
- Only when the homeowner requests it in writing
Correct answer: When the hardwood is also damaged and would not have been disturbed otherwise
Both surfaces should be estimated only when the underlying hardwood sustained damage that necessitates its repair as part of the scope.
Question 6: Which Xactimate feature allows a restorer to import a floor plan directly from CAD or PDF files to auto-calculate room dimensions?
- XactAnalysis
- Sketch Import (Correct answer)
- Price List Manager
- Macro Builder
Correct answer: Sketch Import
Sketch Import lets users bring in CAD or PDF floor plans so Xactimate can automatically calculate square footage and perimeter.
Question 7: When estimating drywall repair after a water loss, which measurement unit does Xactimate typically use for wall surface area?
- Linear feet (LF)
- Square feet (SF) (Correct answer)
- Square yards (SY)
- Each (EA)
Correct answer: Square feet (SF)
Drywall repair and replacement in Xactimate is measured in square feet (SF) to reflect the actual surface area affected.
CPR Insurance Estimating & Xactimate 2
In Xactimate, what does the abbreviation 'RFG' typically represent in a roofing line item?