COS Fair Housing & Civil Rights Requirements 3

Question 1

Which of the following advertising statements would violate the Fair Housing Act?

Accepted Answer

'Adult community — no children preferred'

Answer

Advertising a preference for adults without children violates the familial status protections of the Fair Housing Act.

Question 2

What is the maximum civil penalty the HUD can impose on a first-time fair housing violator in an administrative proceeding?

Accepted Answer

$21,663

Answer

HUD periodically adjusts civil penalties; as of recent updates, first-time violators can face penalties up to approximately $21,663 in an administrative proceeding.

Question 3

Which organization is primarily responsible for enforcing the Fair Housing Act at the federal level?

Accepted Answer

HUD's Office of Fair Housing and Equal Opportunity (FHEO)

Answer

HUD's Office of Fair Housing and Equal Opportunity (FHEO) is the primary federal agency responsible for administering and enforcing the Fair Housing Act.

Question 4

An owner of a single-family home who does not use a real estate broker or discriminatory advertising is exempt from which Fair Housing Act prohibition?

Accepted Answer

Most sale and rental prohibitions

Answer

The 'Mrs. Murphy' exemption allows owner-occupants of buildings with four or fewer units, or single-family homeowners selling/renting without a broker, to be exempt from most Fair Housing prohibitions.

Question 5

A tenant with bipolar disorder asks to pay rent on the 5th instead of the 1st due to when their disability benefits arrive. This request is best described as:

Accepted Answer

A reasonable accommodation that must be granted if it doesn't impose undue hardship

Answer

Changing the rent due date to align with disability benefit payment schedules is a reasonable accommodation that typically does not impose undue financial or administrative burden.

(COS) Certified Occupancy Specialist Practice Test

(COS) Certified Occupancy Specialist Practice Test

COS Fair Housing & Civil Rights Requirements 3