COS Eligibility Determination & Application Processing 2

Question 1

Under HUD regulations, what is the maximum allowable time a property owner must respond to a completed rental application before it is considered abandoned?

Accepted Answer

No federal maximum; state law governs

Answer

HUD does not set a federal maximum response time for applications; state and local fair housing laws govern response timelines.

Question 2

A household's annual income is $28,000 and the Area Median Income (AMI) is $70,000. What percentage of AMI does this household represent?

Accepted Answer

40%

Answer

$28,000 divided by $70,000 equals 40%, placing the household at 40% of AMI.

Question 3

Which form is used to verify employment income directly from an employer during the initial certification process?

Accepted Answer

Verification of Employment (VOE)

Answer

A Verification of Employment (VOE) form is sent directly to employers to confirm wages and employment status.

Question 4

When an applicant discloses a prior eviction for non-payment of rent, the owner's most appropriate action under HUD guidelines is to:

Accepted Answer

Evaluate the eviction on a case-by-case basis per written screening criteria

Answer

HUD requires owners to apply written, consistent screening criteria and evaluate prior evictions individually rather than using automatic blanket denials.

Question 5

Under the Violence Against Women Act (VAWA), an applicant who was denied housing due to their status as a victim of domestic violence may request documentation of their rights within how many days of the denial notice?

Accepted Answer

14 days

Answer

Under VAWA, owners must include VAWA rights information with denial notices, and applicants have 14 days to invoke VAWA protections.

(COS) Certified Occupancy Specialist Practice Test

(COS) Certified Occupancy Specialist Practice Test

COS Eligibility Determination & Application Processing 2